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6 Factors That Will Not Affect Your CIBIL Score

CIBIL, India's primary Credit Information Bureau, maintains credit records and assigns scores ranging from 300 to 900. Despite myths, factors like bank balance, bounced cheques, income changes, debit card usage, and checking score frequency don't affect it. Only loan payments and credit card usage matter. Regularly checking your score won't impact it. Good scores lead to easier loan approvals and better terms.

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https://www.investkraft.com/blog/factors-that-will-not-affect-cibil-score